Curated by our team

Top Online Investing Accounts

The account you pick matters less than actually starting — but a good one gives you low costs, real tools, and a reason to stay consistent. Here are our curated picks.

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  1. Our #1 Investing Account

    Best all-around

    Robinhood Investing

    Commission-free investing with an IRA match and automation built in.

    • IRA match on every contribution with Gold
    • Commission-free stocks, ETFs, and options
    • Fractional shares from $1
    • Recurring investments to automate dollar-cost averaging
  2. Best hands-off

    Betterment Investing

    A leading robo-advisor that builds and manages a diversified portfolio for you.

    • Automated, diversified portfolios
    • Tax-smart investing tools
    • Tax-advantaged IRAs
    • Trusted by over a million customers
  3. Best all-in-one app

    SoFi Invest

    Active and automated investing in the same app as your banking.

    • Commission-free stocks and ETFs
    • Automated robo-advisor with no management fee
    • Access to IPOs and alternatives
    • Complimentary access to financial planners

The full guide to investing accounts

Online brokers made investing cheap, simple, and available from your phone. The account you pick matters less than actually starting — but a good one gives you low costs, solid research, and tools that don't get in your way. Our curated picks are above; here's how to get going.

Compare investing accounts

How to start (5 steps)

  1. Choose a reputable brokerage — low fees, good reviews.
  2. Open the account with your ID and basic details.
  3. Fund it with a bank transfer.
  4. Learn the platform before you put real money to work.
  5. Research before you buy — skip the hot tips.

The boring approach that works

Most people do best with a low-cost, broad index fund and an automatic monthly contribution. Get any employer 401(k) match first — it's free money — clear high-interest debt, build a starter emergency fund, then invest the rest for the long haul and leave it alone.


Educational content only — not financial advice. We may earn a commission from partners we link to.